Introduction
This policy statement applies to the collection, process, disclosure and use of personal identifiable data and information (PII) or the personal sensitive information (PSI), as the case may be, which is submitted to Aghav Finance or to any of its subsidiary(es) or associate concerns or to any associated individual (‘Aghav Finance’ or ‘AF’ or ‘we’). This data and information may be collected through any medium and sources. Aghav Finance in collaboration with its subsidiaries and other associate entities is providing the services and products to their clients.
Aghav Finance is committed to maintaining the privacy and integrity of PII and PSI and this privacy statement describes Aghav Finance’s approach on addressing all such issues. This privacy statement provides details about the types of personal information that we collect, how we use, process, protect and disclose such personal information and the rights individuals have to control our usage and disclosure of such personal information. Personal information submitted may be transferred to other individual subsidiaries, associated concerns, third parties, where it is necessary to meet the purpose for which the user has submitted the information or for any other purpose as the Aghav Finance may think necessary without any intimation and permission requirements from the user. By using this site and submitting any personal information through any channel to Aghav Finance, you agree to the use and disclosure by Aghav Finance of such information in accordance with this privacy statement.
Data collection
We may collect personal information from clients, customers, employees, contractors and other individuals. We collect such information when it is necessary for business purposes. Usually, we collect information like the contact details, financial information, documents, banking details, references, etc. from clients, employees, business associates, suppliers and other business contacts. In the course of providing professional services to our clients, we may need to collect more detailed personal information (for instance, financial details if we are engaged to perform financial or tax services).
Through this website, we may collect PII or PSI that is specifically and voluntarily provided by visitors having regard to the purpose for its disclosure. Aghav Finance receives limited personal information, such as name, title, company address, email address, and telephone and fax numbers from website visitors. It is our policy to limit the information collected to only the minimum information required to complete a visitor’s request. Visitors are also able to send email through this site. Their messages will contain the user’s screen name and email address, as well as any additional information the user may wish to include in the message. Because we use the website as a recruiting tool, a visit to the website may also result in the user sending a resume to an individual within Aghav Finance which may contain more detailed information.
Use of personal information
The main purposes of collecting personal information about individuals are as follows:
- Providing services
- Respond to an individual’s request
- Maintaining contact with clients
- Keeping clients and other contacts informed of the services we offer and industry developments that may be of interest to them, and to notify them of service offerings, seminars and other events we organise
- General management and reporting purposes, such as invoicing and account management
- Recruitment of staff and providing internal services to them
- All other lawful purposes related to our business and in furtherance to fulfilment of lawful contract.
Personal information collected by us through this site is used for the intended purpose stated at the time that the information is collected or for the purposes specified above or for any other purpose as Aghav Financemay think fit for its business purpose.
Disclosure of personal information
We do not routinely disclose or transfer an individual’s personal information to other organisations unless we think its lawful or useful or unless:
- such disclosure or transfer is permitted under this privacy statement or the disclosure or transfer required by law, including for the purpose of compliance with subpoenas, court orders, requests or order from legal authorities or law enforcement agencies requiring such disclosure;
- we believe it necessary to provide the individual with a product or services which it has requested;
- such disclosure is required to help investigate, prevent or take action regarding unlawful and illegal activities, suspected fraud, economic offences, potential threat to the safety or security of any person, violations of website terms of use or to defend against legal claims; or
- the disclosure is required for us to use or process the data for the purpose for which it was obtained.
We may at our sole discretion disclose, share, sell or rent an individual’s / entity’s personal information to any third party. If an individual wishes to update or change any information, he or she may do so by requesting to us and we will prospectively try to cease to use his or her personal information.
We use a range of service providers, associates and contractors to help us maximise the quality and efficiency of our services and our business operations (including internal business requirements). This means that third-party individuals and organisations may sometimes have access to personal information held by Aghav Finance and may collect it from, process or use it on behalf of Aghav Finance.
Transfer of personal information outside India
As part of a global business network, Aghav Finance exchanges or may need to exchange information, including personal information within the network or with other overseas service providers/contractors. As a result, we may transfer personal information outside India to other countries whose privacy laws provide different level of protection. Aghav Finance may also use overseas facilities to process, host or back up its information. As a result, we may need to transfer personal information to our overseas facilities for these purposes.
Cookies and log files
Cookies may be used on some pages of our websites. Cookies are small text files placed on a visitor’s hard drive that assist us in providing a more customised website experience. For example, a cookie can be used to store registration information in an area of the site so that a user does not need to re-enter it on subsequent visits to that area. It is Aghav Finance’s policy to use cookies to make navigation of our websites easier for visitors and to facilitate efficient registration procedures. Site statistics are compiled by third parties, and therefore the visitor’s IP address will be passed to third parties for statistical reporting. Cookies are primarily used to enhance the visitor’s online experience and are also used to track the navigational habits of identified visitors. If a visitor is concerned about cookies, most browsers permit individuals to decline cookies. In most cases, a visitor may refuse a cookie and still fully navigate our websites; however, other functionality in the site may be impaired. In order to properly manage our website we may anonymously log information on our operational systems and identify categories of visitors by items such as domains and browser types. These statistics are reported in the aggregate to our webmasters. This is to ensure that our website enhances the web experience for visitors and is an effective information resource.
Personal information retention
The information we receive is retained. Such information will be kept as long as the information is required for the purposes for which it was collected or until a user requests that we delete that information or as required by law. Mailing list information, discussion posts and email are kept for the period of time considered reasonable to facilitate the visitor’s requests. Information that is kept by us will be destroyed or deleted after a reasonable period from the time when it becomes outdated or is no longer required. We may, however, need to retain copies of information (which may include personal information) for internal record-keeping purposes and/or for compliance with applicable law or professional standards, whose requirements may be more than that of laws and rules requiring data protection and privacy.
Choices
Personal information including sensitive personal information provided to Aghav Finance through its website or any other channel is provided voluntarily by visitors. Should visitors subsequently choose to withdraw their consent in respect of their personal information, unsubscribe from mailing lists or any registrations, they may do it through request to Aghav Finance.
Access
When requested and practical, each individual has the right of access to personal information they have submitted to Aghav Finance. We do not assume responsibility for verifying the ongoing accuracy of the content of personal information. We are committed to providing reasonable and practical access to users to allow them the opportunity to identify and correct any inaccuracies. When requested and practical, Aghav Finance will arrange to delete personal information from current operational systems.
Security
Aghav Finance has tried to implement sufficient technology and operational security in order to protect personal information from loss, misuse, alteration or destruction. Only authorised personnel are provided access to sensitive personal information and these personnel have agreed to maintain confidentiality, security and integrity of this information. While Aghav Finance follows the standard industry practices and takes reasonable security measures to protect the personal information under our control, information may be disclosed through any unlawful or unauthorised access or regulatory environment and measures or interception of transmissions or private communications and other users and third parties may abuse or misuse an individual’s personal information. We disclaim all liability for error in transmissions and unauthorised access or interceptions, abuse or misuse by third parties and other users.
Third-party links
Our websites may contain links to other websites operated by third parties. Please note that this privacy statement applies only to the personal information that we collect through our websites or otherwise in the course of our business dealings, and we cannot be responsible for personal information that third parties may collect, store and use through their websites which an individual may access after clicking the links that may be provided on our websites. An individual should always carefully read the privacy policy of each website they visit even if some of them may be listed as microsite to main Aghav Finance site.
Modifications
Aghav Finance reserves the right to modify or amend this statement at any time with or without notice for legal, administrative and technical reasons.
Grievance officer
If an individual has any questions or grievances regarding anything covered by this privacy statement, he or she can contact the grievance officer at +919090 618 318 .
If an individual has any queries about our privacy practices or the implementation thereof or notices any discrepancy in our database relating to the individual, he or she may address such matters to info@aghavfinance.com
Last updated: October 01, 2022